Liberate yourself and your family

Mortgage Remedies

Due to newly proposed government subsidation, home owners have more options to both keep and afford their homes.  Below is a list of options you may choose to simplify your life and relieve some financial stress.

• Refinance - Obtaining a new mortgage offering more attractive payments and terms.
• Modification - Obtaining more affodable terms and payments with your current lender without obtaining a new mortgage.
• Workout Agreement - Negotiating your arrearages to make you current with the lender.  This process usually increases your payment if not accompanied with a modification.
• Short sale - For those who decide they cannot afford to keep the property even with modified terms.  The property will be sold and the owner may exit with little or no deficiency owed to the lender or lenders.
  

All fees paid are 100% refundable if we fail to procure an offer.

What We Do?

We help you save your home or create a comfortable exit strategy. Our team of experts can help you save your home and modify your payment to something that is more affordable.  If you feel that the house is too deep under water even after an offer to modify, we can assist to market your property so that you may exit with little or no deficency owed.   We have years of experience and know how to negoiate with your lender to get you the most afforable payment available.

What is a loan modification?

A loan modification is a change to your current mortgage loan in reference to a borrower's long-term inability to repay the loan. Loan modification; usually involves a lowering in the interest rate on the loan, and the extension of the term of the loans, a different type of loan or any combination of the three. In some cases lenders might be willing to modify a loan because the cost of modifying a loan is much less than the cost for a lender to buy back loans that are in default.

Why should I hire BBF Financial to represent me when some people say I can do it myself?

Besides the obvious answer, this is what we do every day and know how to get the best results for you, this ABC news clip will explain how difficult it can be for an individual to get results.

http://abcnews.go.com/video/playerIndex?id=6704983

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